Privacy Policy

At CreditVanta.com (“we,” “us,” “our”), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website CreditVanta.com (“Website”). Please read this privacy policy carefully. By accessing or using our Website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information to provide and improve the services we offer. The information we collect includes:

a. Personal Information

Personal information is any information that personally identifies you or can be used to identify you. This may include:

  • Name
  • Email address
  • Contact details
  • Any other data you voluntarily submit (e.g., comments, feedback, subscription info)

We collect this information when you:

  • Subscribe to newsletters or updates
  • Contact us through forms or messaging
  • Participate in surveys or feedback requests

b. Automatically Collected Data

We may automatically collect non‑personal or technical information through cookies and similar technologies when you interact with the Website:

  • IP address
  • Browser type and version
  • Pages visited and time spent
  • Device type and operating system
  • Clickstream data

This may include data gathered through analytic tools like Google Analytics to improve the Website experience.

2. How We Use Your Information

We use the data we collect for the following purposes:

  • Provide and Operate Website Services
    To deliver the financial literacy content and features you request.
  • Communication
    To respond to inquiries, send newsletters, updates, marketing communications (with your consent), and service announcements.
  • Personalization
    To enhance your experience by tailoring content based on your preferences.
  • Analytics & Improvements
    To analyze usage patterns, identify trends, and improve the Website and services.
  • Legal Compliance and Safety
    To comply with applicable laws and prevent fraud or misuse.

3. Cookies and Tracking Technologies

We use cookies, web beacons, tracking pixels, and other tracking technologies to:

  • Personalize your experience
  • Remember preferences
  • Analyze website usage
    You can choose to accept or decline cookies via your browser settings. However, disabling cookies may affect Website functionality.

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties.

We may share your information in the following situations:

a. Service Providers

We may share data with trusted service providers who perform functions on our behalf, such as email delivery, analytics, hosting, and maintenance.

We may disclose information when required by law, court order, or to protect rights, property, or safety.

With explicit consent, we may share information where you have approved such sharing.

We will always limit the shared data to what is necessary for the purpose disclosed.

5. Data Security

We implement reasonable administrative, technical, and physical measures designed to protect your personal information from unauthorized access, loss, misuse, or disclosure. However, no security system is impenetrable — so we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only as long as necessary:

  • To fulfill the purpose we collected it for,
  • To comply with legal obligations,
  • To enforce agreements and resolve disputes.

7. Children’s Privacy

Our Website is not directed toward children under the age of 13. We do not knowingly collect any Personal Information from children under 13. If we become aware that we have inadvertently received personal data from a child under 13, we will take steps to delete such information. Termly

8. User Rights and Choices

Depending on your location and applicable laws, you may have rights related to your personal data, such as:

  • Access – Request access to personal data we hold about you.
  • Correction – Ask us to correct inaccurate or incomplete data.
  • Deletion – Request deletion of your personal data.
  • Opt‑Out – Choose not to receive promotional communications.

You can exercise these rights by contacting us as outlined below.

9. International Transfers

If you access our Website from outside India, your information may be transferred to and stored on servers located in India or elsewhere. By using our Website, you consent to such transfer in accordance with this Privacy Policy and applicable laws.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements or data practices. The “Effective Date” above will be updated accordingly. Your continued use of the Website after changes means you accept the updated policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: