Disclaimer

The information, calculators, tools, articles, and opinions presented on CreditVanta.com (“Website”, “we”, “our”) are provided in good faith and for general informational and educational purposes only. While utmost care and diligence are exercised in preparing content, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, reliability, validity, availability, or completeness of any information on this Website.

1. No Financial, Investment, or Legal Advice

  • The Website is not a substitute for independent professional advice.
  • We are not registered with SEBI, RBI, IRDAI, or any other financial regulator in India.
  • The calculators (including CIBIL Score Savings Calculator) provide illustrative estimates only and should not be relied upon as the sole basis for any financial or investment decision.
  • You are strongly advised to consult a qualified financial advisor, credit counselor, banker, or lawyer before taking any financial decision.

2. No Lender–Borrower Relationship

Use of this Website does not create any client, lender–borrower, advisor–advisee, or fiduciary relationship between you and CreditVanta.com. We are an independent informational platform, not a bank, NBFC, credit bureau, or lending institution.

3. Accuracy of Information

  • We strive to update content regularly; however, financial markets, credit policies, and interest rates are dynamic and may change without notice.
  • We do not guarantee that information available on the Website is always current, accurate, or applicable to your personal circumstances.
  • Reliance on any information provided on this Website is solely at your own risk.

4. Third-Party Content and Advertisements

  • Our Website may feature third-party links, advertisements (including Google AdSense), or affiliate content.
  • We do not control, endorse, or assume responsibility for any third-party websites, their products, services, or representations.
  • Clicking such links is entirely at your discretion.

5. Limitation of Liability

To the fullest extent permissible under Indian law:

  • CreditVanta.com, its owners, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of the use or inability to use this Website.
  • This includes but is not limited to loss of data, financial losses, missed opportunities, or damages arising from inaccurate calculations or interpretations.

6. Compliance with Indian Law

This Disclaimer is drafted in line with:

Any disputes shall be governed by the laws of India and subject to the exclusive jurisdiction of the courts at [Insert City, e.g., New Delhi/Mumbai].

7. Consent

By using this Website, you hereby consent to this Disclaimer and agree to its terms. If you do not agree, you are advised to discontinue the use of this Website immediately.

8. Updates to Disclaimer

We reserve the right to amend, revise, or update this Disclaimer at any time without prior notice. Users are encouraged to review this page periodically to stay informed.

9. Final Word

CreditVanta.com is a knowledge platform built to help Indians understand the impact of credit scores, EMIs, and loans. However, knowledge is informational, not advisory. The ultimate responsibility for financial decisions rests with you.